Cash / Payday - Payday Loan

100 - 2 500
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Easy Payday Loans No Faxing

One of the reasons many people don’t take advantage of lower cost online payday loans is that they don’t want to put up with the cost and hassle of faxing in paper work.

Those who don’t have access to a fax machine at work or home can end up paying several dollars to fax in paper work. Faxing in documents can delay a payday loan by several hours or days and effectively eliminate one of the main advantages of such a loan: speed.

Fortunately it is possible to lots of easy payday loans that involve no faxing. Any should be able to get to easy payday loans that involve no faxing.

How to Find Easy Payday Loans No Faxing 

The way to find easy payday loans that require no faxing is to go online and look at the various offers. Read the loan offer including the fine print to see what is required with the loan. There are many lenders that don’t mention they need paperwork faxed in until after they make the loan offer.

Try and look for a lender that doesn’t require faxing. Look to see if the lender will take documentation in the form of e-mail or use alternative methods of verification. If the lender takes these alternatives they should say so right on their site,

Most lenders that make loans by phone will require faxing. When taking out a loan by phone ask if you can use an alternative to faxing.

Alternatives to Faxing

There are several alternatives to faxing that a person can take advantage of when they are applying for a loan.

The first and perhaps best alternative is e-mail: if you can scan documents into your computer and convert them into electronic documents you will be able to e-mail them. When scanning try and make the document a PDF, a PDF is the most kind of electronic document that most computer users can open. Many people will not be able to open other electronic documents.

If you don’t have a scanner at home or work scanners are available at places such as Kinkos. The cost of scanning is often much cheaper than that of faxing. Once scanned you can save the document onto a flash drive or e-mail it to your computer at home or work.

If a lender asks for banking information, you can access a bank statement online and e-mail it to the lender. It might also be possible to e-mail the electronic pay stubs that many employers make available online.

Employer Verification and Payday Loans No Faxing

A good alternative to faxing when seeking approval for a payday loan is employer verification. Instead of giving the lender a pay stub as verification the lender will call the employer and verify employment.

The drawback to employer verification is that that employers don’t always respond to requests. Some companies have a policy of not giving out information about their employees to protect employee privacy. Others will ask the employee to give permission before releasing such information.
Some lenders require the employer to fill out a form and fax it in a process that can take time. There are employers who maybe reluctant to fill out the form. If a form is involved it would be a good idea to give it to your employer yourself.

Even if your employee does verify information it could take awhile for the lender to connect with the employer and get verification. One good suggest is to give the lender two or three methods of contact with your employer. Give them your boss’s e-mail and phone number.